Complete Guide for First-Time Home Buyers in El Paso
Ready to Buy Your First Home?
Buying your first home is exciting, but it can feel overwhelming. As a first-time homebuyer specialist in El Paso, I simplify the entire process for you. From pre-approval to closing, I'm here to guide you every step of the way.
Special Programs for First-Time Buyers
- Préstamos FHA: Only requires 3.5% down payment. Perfect for buyers with credit scores of 580 or higher.
- Préstamos VA: 0% down payment for eligible veterans. No private mortgage insurance required.
- Asistencia para el Pago Inicial: State and local programs available to help with upfront costs.
- Créditos Fiscales: Tax credits available for first-time buyers in Texas.
My Simplified Process
- Pre-Approval: I connect you with trusted local lenders to get your pre-approval letter.
- Home Search: We work together to find homes that fit your budget and needs.
- Offers & Negotiation: I negotiate on your behalf to get the best price and terms.
- Inspection & Closing: I ensure everything is in order before closing.
Why Choose Marina?
- ✓ Bilingual - Spanish spoken for the entire family
- ✓ First-time buyer specialist with years of experience
- ✓ Deep knowledge of the El Paso market
- ✓ Network of trusted lenders, inspectors, and professionals